Planning funeral arrangements prior to death can be called by several names: pre-planning; pre-arrangement, or pre-need. At Howard-Carter, we generally refer to it as making “pre-need arrangements”.
Understanding the benefits and advantages of preplanning may help you to see the need to take the step to make your own arrangements. Pre-planning relieves families of the burden of having to make decisions at a very difficult time and gives you the peace of mind knowing that your wishes will be carried out. It also eliminates emotional overspending which can occur when families have to make arrangements during the most stressful time of their lives. In addition, it protects against inflation and future cost increases.
Preneed contracts may be funded by existing insurance policies you already own or you may purchase a policy from Howard-Carter specifically for your funeral expenses. All preneed contracts are registered by the North Carolina Board of Funeral Services. Any funds/insurance policies you designate are secure and cannot be used for any purpose other than payment for final funeral expenses.
Pre-planning allows individuals the opportunity to choose not only the type of service they desire, but to plan that service. Pre-planning allows you to choose all aspects of the funeral. You may select among other things, the location for the service, the minister to officiate, any special music to be played or sung, specific scriptures or poems to be read, type of flowers you prefer, or in lieu of flowers, to designate a place to receive memorials in your name. It also allows you the opportunity to choose the casket, vault, or urn you prefer.
One of our caring professionals will guide you through this very important process. We are willing to make an appointment to meet with you at your convenience either here at the Funeral Home or at your home.
At the preneed conference, you will need to have the following information available:
- Full name
- Social Security Number
- Spouse’s name including maiden name of wife
- Parent’s names including maiden name of your mother
- Date and place of birth
- Occupation and name/type of business
- Military service records if any
- Names of your family members
- Any other information that may be necessary in the completion of death certificate
- Any facts that you feel are important to be included in the obituary.
- Any insurance policies that will be used to secure the preneed contract.